Personal

Personal Savings

Personal Savings

• Free eStatement
• Minimum amount to open -$250
• Maintain $250 average daily balance to avoid $9 quarterly maintenance fee
• Withdrawals are limited by Federal regulations to six per month
• Excessive withdrawal fee -$2 per withdrawal over six items

Personal Money Market Account

• Free Online Banking
• Free eStatement
• Check images with your monthly statement
• Unlimited withdrawals in person, by mail or ATM
• Minimum amount to open - $250
• Maintain $2,500 average daily balance to avoid $15 monthly maintenance fee
• Automatic or telephonic transfers, as well as transactions made by check, draft, debit card or similar order payable to third parties, are limited by Federal regulations to six per statement cycle.
• Excessive activity fee - $5 for each withdrawal over six items
• Tiered balances that pay higher rates
  • Tier 1: $0.01 - $9,999.99
  • Tier 2: $10,000 - $49,999.99
  • Tier 3: $50,000 - $89,999.99
  • Tier 4: $90,000 - $249,999.99
  • Tier 5: $250,000 - $499,999.99
  • Tier 6: $500,000 - $999,999.99
  • Tier 7: $1,000,000 - over

Personal HSA Account

• Free eStatement
• No minimum opening balance required
• Maintain $500 average daily balance to avoid $5 monthly maintenance fee

Certificates of Deposit and Individual Retirement Accounts

• Minimum amount to open - $10,000
• Flexible terms to meet your needs
• Available IRA plans
  • Education
  • Rollover
  • Roth
  • Roth Conversion
  • SEP
  • SIMPLE
  • Traditional